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FHA and VA require treatment when any active infestation of subterranean termites is found. If signs of subterranean termites but no activity are found in a structure that shows no evidence of having been treated for subterranean termites in the past, then a treatment should be recommended. A treatment may also be recommended for a previously treated structure showing evidence of subterranean termites but no activity if there is no documentation of a liquid treatment by a licensed pest control company within the previous five years unless the structure is presently under warranty or covered by a service agreement with a licensed pest control company.
Termite control treatment should be recommended:
A treatment MAY also be recommended for a previously treated structure(s) showing signs of infestation but no live insects if there is no treatment documentation provided to the inspector prior to completing the report. Documentation must be a service record of a liquid soil termite treatment within the past five (5) years by a licensed pest control company or proof that the structure(s) is presently covered by a warranty or service contract with a licensed pest control company. The warranty or service agreement may also include a baiting program. If there is no treatment documentation presented to the inspector, then the inspector would recommend treatment for subterranean termites indicating on the report, "unless there is documentation of a previous liquid treatment within the past five years or unless a service agreement is current" or similar language. If a baiting system is installed but the inspector does not know whether the contract is current, the inspector MAY recommended a treatment for subterranean termites and should also note "unless there is a current baiting system service agreement in effect" or similar language. If any documentation is presented after the report is completed, the inspector should not change the report but rather advise that documentation be provided to the lender or appropriate parties.